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	Terms and Conditions Disclaimer The products and services described in this site are available only to Australian residents and in relation to property in Australia. Applications from people other than Australian residents will not be accepted. The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia ("Australian law"). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change. Power Loan does not warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. Power Loan recommends that you seek independent advice before acting on any information in this site. Subject to any terms implied by law and which cannot be excluded, Power Loan accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site. All applications for credit are subject to Power Loan’s usual credit assessment criteria. Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this website, Power Loan recommends that you consider whether it is appropriate for your circumstances. Privacy Policy Power Franchise 2005 ("Power Loan") Privacy Policy Statement provides information on Power Loan’s privacy and information handling practices. Power Loan Online Privacy Statement This statement applies to your use of the web sites of Power Loan. This includes utilising any of Power Loan’s facilities via the web sites. Information technology continues to present new and exciting opportunities. However, many people are concerned about how their personal information will be used. We recognise that our users may have concerns about their privacy and confidentiality whilst online. We are committed to ensuring the privacy and security of our users whilst using our web sites. In addition to the provisions of Power Loan’s Privacy Policy Statement, there may also be specific and additional privacy provisions that apply to certain sections of Power Loan’s members' web sites. Because those specific and additional provisions also relate to your privacy protection, you should review them wherever they are accessible by you on the web sites. Collection of information via web site activity For statistical purposes we collect information on web site activity (such as the number of users who visit the web site, the date and time of visits, the number of pages viewed, navigation patterns, what country and systems users have used to access the site and, when entering our web site from another web site, the address of that web site) through the use of 'cookies'. This information on its own does not identify an individual but it does provide us with statistics that we can use to analyse and improve our web sites.	Online Security We are committed to keeping secure the personal information you provide to us. We take all reasonable precautions to protect the personal information we hold about you from misuse and loss and from unauthorised access, modification or disclosure. We have a range of practices and policies in place to provide a robust security environment. We ensure the on-going adequacy of these measures by regularly reviewing them. Our online security measures include, but are not limited to: Encrypting data sent from your computer to our systems during Internet transactions and customer access codes transmitted across networks; employing firewalls, intrusion detection systems and virus scanning tools to protect against unauthorised persons and viruses from entering our systems; using dedicated secure networks or encryption when we transmit electronic data for purposes of outsourcing Cookies A 'cookie' is a packet of information that allows the server (the computer that houses the web site) to identify and interact more effectively with your computer. When you use one of our web sites, we send you a cookie that gives you a unique identification number. A different identification number is sent each time you use our web sites. Cookies do not identify individual users, although they do identify a user's browser type and your Internet Service Provider (ISP). You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. Please refer to your browser instructions or help screens to learn more about these functions. If you reject all cookies, you may not be able to use our web sites. Web Site Advertising To evaluate the effectiveness of our web site advertising, we may use third parties to collect statistical data. No personal data will be collected on these occasions. Links to other web sites Our web sites may contain links to non Power Loan web sites. Whilst such links are provided for your convenience, you should be aware that the information handling practices of the linked web sites might not be the same as ours. Contact us about privacy If you have any questions or would like further information about our privacy and information handling practices, please contact us by: E-mail: privacy@powerloan.com.au p. 1300 788 788, or Writing to the address below: Privacy Officer Customer Relations Power Franchise 2005 GPO Box 2757 Adelaide 5001
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